Car Loans

Car finance is one of the most common types of asset finance. Greenbridge Finance can help arrange finance for new and used cars through a range of lenders and finance providers.

Car loans may be suitable for:

  • Purchasing a new car

  • Purchasing a used car

  • Buying a car from a dealer

  • Buying a car from a private seller

  • Refinancing an existing car loan

We can help structure the loan with suitable loan terms, repayment amounts, and balloon payment options where appropriate.

Finance for Other Vehicles

In addition to cars, Greenbridge Finance can also assist with financing other types of vehicles and transport equipment.

This may include:

  • Utes and vans

  • Trucks and trailers

  • Motorcycles

  • Boats

  • Yachts

  • Caravans

  • Commercial vehicles

  • Plant and machinery (for business use)

If you are unsure whether a vehicle or equipment can be financed, we can discuss your situation and available options.

Types of Vehicle Finance

There are several types of vehicle and equipment finance depending on whether the vehicle is for personal or business use.

Common finance options include:

  • Secured car loans

  • Chattel mortgage

  • Hire purchase

  • Finance lease

  • Novated lease (for employees)

  • Personal loans for vehicles

Greenbridge Finance can explain the differences and help determine which option may be suitable for your situation.

Balloon Payments

Some vehicle loans include a balloon payment at the end of the loan term. A balloon payment can reduce your monthly repayments but means there will be a lump sum remaining at the end of the loan.

At the end of the loan term, you may:

  • Pay out the balloon

  • Refinance the balloon

  • Trade in the vehicle

We can explain how balloon payments work and whether this structure is suitable for you.

The Vehicle Finance Process

Greenbridge Finance will guide you through the vehicle finance process:

  1. Discuss your vehicle and budget

  2. Determine borrowing capacity and deposit (if any)

  3. Choose the most suitable finance option

  4. Submit the finance application

  5. Obtain approval

  6. Vehicle purchase and settlement

  7. Loan repayments commence

We aim to make the vehicle finance process quick and straightforward.

Speak With Greenbridge Finance

If you are looking to purchase a car, boat, yacht, or any other vehicle, Greenbridge Finance can assist you in arranging suitable vehicle finance options.